I met Foster Hibbard many years ago. I was going through some very challenging times my wife was battling cancer (we had no health or life insurance), I had two young children to take care of and there was hardly any money. Someone introduced me to Foster and thus started one of the most rewarding experiences of my life.After our first conversation, Foster said to me, John, I want to send you a gift, a gift that will change your life; please give me your address….

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